Since 1949, Members First Credit Union has helped many people. Through these years, it has provided its members with quality financial products and services. As a result, it has become the first place that many people visit whenever they are in need of assistance.
Whether you want to purchase a new or used auto, you will still get the same low starting rate of 2.50% APR. Also, the terms could go as long as 84 months. Luckily, you can get a fund for an auto's full purchase price.
Your credit score will be subject to review by a loan expert. After that, the results will help determine the rates that you are eligible to take.
It is unclear as to how much is the limit that you can borrow; however, you can loan for more than $15,000. Also, terms of 76 to 84 months require a minimum loan amount of $25,000.
These are the accepted vehicles for financing:
You can qualify for a loan if you work, live, or study in New Hampshire. In addition to that, if you have a business in New Hampshire and most of your employees live there, then you are also eligible.
To apply for a loan, you need to present your credentials and Social Security Number. You must also submit any of the following IDs:
You should pay a $60 processing and $75 to $95 VSI fee.
It will only take a couple of hours or days for a representative to contact you. However, from there, it is unknown how long you will have to wait to sign a deal for your new auto.
You can apply online through its electronic application form or set a personal appointment.
It accepts payments through cash, bank transfer, or credit card payments.
If you are satisfied with its few rate options, Members First Credit Union is ideal for you. On a positive note, it has a great selection of vehicles, so you can still get the auto you want. However, its expensive extra fees might be discouraging for some.
Contrarily, MyAutoLoan offers a variety of competitive rates with a cheap processing fee. Moreover, it can finance a wide variety of vehicles, so you can rest assured to get your preferred auto. Finally, its service area covers many states, so it is even more possible to apply.
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