How do University Federal Credit Union auto loans work?
The best auto loan rates at University Federal Credit Union are quite attractive. A 48-month loan with an excellent credit score will have a rate of 2.15%, and a 67 month plus would be 4%.
An ‘excellent’ credit rating is described as being 740 or above. The interest rate rapidly gets worse as your credit score decreases, with a 48-month loan to someone with a ‘fair’ rating being 6.15%, and with no rating at all is 14.65%.