The Spokane Teachers Credit Union began in 1934 with just $4,000, a bell, and a shoebox. It used the bell so that customers could alert the second story business of their presence, and a shoebox to store the cash. STCU now has over 710 employees and more than 204,000 members.
The auto loans available at Spokane Teachers Credit Union are reasonably priced, starting at 2.99% for any vehicle made after 2013.
Your rate can end up being higher depending on credit score, vehicle year, and the loan term that you select. However, even if your credit rating is quite poor, you won’t be turned away.
You’re able to finance the entire shelf value of your new vehicle at the Spokane Teachers Credit Union.
The auto loans cover most cars, trucks, vans, and SUVs. If you’d like to cover an RV you must take out a different kind of loan.
There are many ways to qualify for STCU membership, which are as follows:
The only things you’ll need are your social security number, driver’s license, vehicle information, and proof of eligibility.
According to the website, there are no late payment fees. What's more, rates for auto/truck and recreational vehicle loans include a .25% discount for having an STCU Credit Card in good standing.
The online process is a little more complex than on the average money lender’s website, but filling in your details should only take ten minutes.
You can apply online or go into one of STCU’s branches.
You can pay online by using a credit card or a bank transfer, or in a branch using electronic, cash, or cheque payments.
This lender offers reasonable rates on auto loans, although they aren’t the best auto loans online. However, with discounts and customer service, this could be a great organization to join. The problem is that most of us won’t pass the stringent entry requirements, though.
If this applies to you, consider Capital One. It has slightly better rates, the same level of commitment to customers, and a much wider service area.
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