How do Spirit Financial auto loans work?
See how much you might be paying for your auto loan by using the rate slider on the home page.
If you like the sound of the repayment terms and interest rates, you can fill in a pre-approval form in just a few minutes.
Interest payments start from 3.49% and repayment terms can be up to 84 months.
Credit Rating
Spirit Financial doesn’t disclose the minimum credit rating required.
You’ll have to apply directly to see if you’ll be accepted.
In addition, there are no guarantees that no hard pull will be taken against your credit score.