Montana Capital Car Title Loans Review

The Montana Capital Car Title Loans has been extending its services to people since 2007. Its goal rests in providing individuals and families with the right loans, especially for their vehicles. It originated in the San Francisco Valley and has then expanded to various cities in California. It boasts outstanding customer service, with adequate credit that lets borrowers get the maximum cash value equipped with a payment plan.

Best for

4 /5

Rating

$ /mo

Starting Price

Visit Site

Table of Contents

217

How do Montana Capital Car Title Loans auto loans work?

Affording a car or any vehicle is a little difficult, especially if your financial situation is not yet ready for that huge leap. However, with the help of the institution's auto loan lending program, all types of borrowers are given a chance to finance their dream vehicle. The lender offers bad credit auto title loans with no hidden fees, no existing prepayment penalties, and accepts even those with a bad credit score.

Credit score

The lender does not put any import on the credit score of an individual. It accepts even those with bad credit as long as they qualify for the criteria and have sufficient ability to repay their credit. The rates and terms are not disclosed, and it is not clear if its numbers are also based on the credit rating of an individual. Nevertheless, it does not base its approvals on the credit score.

How much can you borrow?

The possible amounts that can be borrowed are not stated, so it is not clear how much a person can borrow. Moreover, most lenders typically base its loan amounts on the cost or the loan-to-value of the vehicle.

What types of vehicles are eligible for financing?

Although the company does not really specify this, the automobiles available are usually cars, trucks, and vans. It is not clear whether recreational vehicles are offered.

How do I qualify?

There are no qualification requirements provided, but those who live within California and San Francisco Valley may be able to apply.

What documents do I need?

A clear vehicle title and proof of identification documents such as the following may be needed:

Valid driver's license
State ID card
Passport
Foreign government-issued ID

What are the fees?

There are no loan fees available online, but borrowers need to verify charges.

How long does the loan process take?

There is no indicated time for the loan process, but depending on the information you provide, it might be approved early.

How to apply for an auto loan?

Borrowers need to contact the loan officers to assist with the application, or they can apply online.

What payment methods are supported?

Phone payments, cash, and checks are accepted.

Montana Capital Car Title Loans Pros And Cons

Pros

No hidden fees
No prepayment penalties
Bad credit-friendly

Cons

Borrowers need to have a car title
Car title loans available only
Purchasing is not offered

Is Montana Capital Car Title Loans right for you?

If you want to keep driving your car but cannot, you can turn to the offers at the Montana Capital. Bad credit borrowers are treated to various benefits and perks, but there are no purchasing loans available.

For purchasing or refinancing, MyAutoLoan offers more, with its availability in 48 states and a fast and easy application process. It also accepts those with bad credit who are otherwise rejected by other lenders.