How do GM Financial auto loans work?
It can be a little difficult to pin down specific details on GM auto loans.
The website doesn’t disclose what the interest rates might be, and instead provides information on what an ‘average customer’ looks like.
The average repayment terms are 72 months, but GM doesn’t state any minimum or maximum terms.
You should note that you’ll only be able to use your loan at GMC, Chevrolet, Buick, and Cadillac dealerships, and will be asked to choose your preferred branch in your application.
Credit score
GM notes that average credit scores range between 505 and 795, but again, it doesn’t actually state if there’s a minimum or maximum score.
You’ll only find out if you’re eligible after you apply.