Fiona Personal Loans Review

Fiona Personal Loans is an affiliate partner of student loan lender, Earnest loans. It’s a loan connection service that provides access to a range of personal loan lenders that can be used for anything you’d like, including the purchase of a new or used car.

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How do Fiona auto loans work?

Fiona doesn’t offer auto loans specifically; instead, it’ll allow you to use your loan money for any purpose.

So this service might work for you if you’ve picked out your car already, or secured a car with a deposit and need the additional loan money to cover the rest of the payment.

Interest rates from partner lenders range between 4.99% and 35.99% and you’ll be able to borrow from anywhere between two and five years.

While you can browse a large number of no-obligation quotes, you can expect your contact details to be shared with lenders and to be contacted regularly.

Credit score

You’ll need a score of at least 580 to apply.

How much can you borrow?

You can borrow anywhere between $1,000 and $100,000.

What types of vehicles are eligible for auto loans?

As Fiona offers personal loans, you’ll be able to use it on any vehicle you’d like.

How do I qualify?

You’ll need to be at least 21 years old and be either a US citizen or have permanent residency status.

What documents do I need?

You’ll be asked for your evidence of income and your social security number.

What are the fees?

Fees and charges will vary by lender, but most will charge an origination fee between 1% and 6% of the total loan value.

Make sure you read any loan agreement carefully before you sign it.

How long does the loan process take?

This will depend on the lender. Some may be able to approve you on the same day you apply, while others might take longer.

How to apply for an auto loan?

You can only apply via the online application form.

What payment methods are supported?

This will be arranged with the individual lender. However, most will offer you a monthly auto-payment option as well as a range of ways to make one-off payments.