Brewery Credit Union

Headquartered in Milwaukee, the Brewery Credit Union has been serving its members since 1934. Membership is open to those living in the city of Milwaukee and surrounding counties. Once accepted as a member, you’ll be able to apply for auto loans.

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How do Brewery Credit Union auto loans work?

Starting from 3.39%, interest rates are a little higher than you might see at other credit unions.

Repayments are flexible, however, and you have the option to pay over the course of 84 months.

Brewery offers a number of additional benefits to its loans, including GAP coverage and no payments required in the first 90 days.

Credit score

To access the lowest interest rates, you’ll need a minimum credit score of 740.

However, those with lower credit are welcome to apply but should expect to pay higher rates.

How Much Can You Borrow?

You may finance up to 100% of the retail value of the vehicle.

There are no minimum or maximum amounts stated and Brewery will consider each application individually.

What types of vehicles are eligible for financing?

You can borrow for both new and used cars, recreational vehicles, campers, and boats.

How do I qualify?

You must be employed or a resident in the following counties of Wisconsin:

Milwaukee
Waukesha
Ozaukee
Racine
Kenosha
Washington

You may also apply if you’re a family member of a current member.

What documents do I need?

You’ll need a driver’s license, social security number, and proof of address.

What are the fees?

There may be some late payment fees, but this isn’t made 100% clear via the Brewery Credit Union website.

You’ll have to get in touch directly to find out more.

How long does the loan process take?

Online applications are quick and should only take a few minutes.

The money can be in your account within 1 to 7 business days.

How to apply for an auto loan?

Applying online is the easiest way to apply, but if you prefer to speak to someone in person, you can apply in-branch in Milwaukee.

What payment methods are supported?

You can pay monthly via auto-pay, via check or in cash at any branch.

Pros and Cons

Pros

Extra benefits such as GAP insurance with your auto loan
In-branch customer service is available

Cons

Only residents of Milwaukee and the surrounding counties may apply for auto loans
Interest rates are a little higher than other credit unions

Is Brewery Credit Union right for you?

If you live in the Milwaukee area and have a good credit rating, there’s a good chance the Brewery Credit Union might be able to find a decent interest rate for you.

However, a lot of national auto loan providers also have good options for those with both good and bad credit and can offer more flexibility.

Providers such as Capital One can equal the rates on offer at Brewery.

This credit union won’t be for you if you live outside of Wisconsin. An alternative national credit union is the Consumer Credit Union.

It can offer you no-obligation quotes and a range of loan options.