How do Bay Federal auto loans work?
For those with excellent credit, interest rates start from as low as 2.74%.
Bay Federal welcomes those with poorer credit, but you can expect interest rates to start from about 10.74% with a poor credit score.
Repayment terms are flexible, and extend to 84 months.
You’ll need a minimum credit score of 580 to access Bay Federal’s auto loans.
However, if you have no credit history at all, you may apply as long as you have a cosigner.