Barksdale Federal Credit Union

Barksdale Federal Credit Union only started as an establishment to help provide financial services to the Barksdale Airforce Base’s military staff and civilian staff. Currently, the company offers quality services to the people residing in Louisiana and Texas.

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    How do Barksdale Federal Credit Union auto loans work?

    Its auto loans work with new and used automobiles. It also offers to refinance current auto loan deals for a lower rate so a client can save more. Moreover, a  pre-approval has to be done to help clients choose the vehicle most suited for them.

    Credit score

    The applicant’s rate undergoes evaluation to determine if he/she is qualified to be pre-approved for an offer or an auto loan.

    How much can you borrow?

    When purchasing a new or used vehicle, the amount a client can borrow depends on what was pre-approved. Repossessed automobiles, on the other hand,  offers fixed rates one can view on its website.

    What types of vehicles are eligible for financing?

    It offers to finance new and used vehicles like cars, trucks, vans, and SUVs. It also supports loans for motorcycles, boats, ATVs, and RVs.

    How do I qualify?

    People that are qualified for auto loans are those who are living, working, studying, and worshipping in the following areas:

    • Bossier
    • Caddo
    • Webster
    • Grant
    • Rapides
    • Allens

    What documents do I need?

    An applicant must prepare the following if he/she will apply for refinancing:

    • Vehicle Registration
    • Proof of Insurance
    • Proof of Income
    • Vehicle Mileage

    What are the fees?

    The website did not provide information about fees; therefore, the applicant must clarify other necessary payments to the lender.

    How long does the loan process take?

    The online application form takes only a few minutes to accomplish. However, it does not indicate the length of the whole duration of the loan process.

    How to apply for an auto loan?

    An applicant can apply online or through a personal application by going to one of its branches.

    What payment methods are supported?

    An online bank is provided for the clients to aid the management of their finances. It is also where they can see the payment methods that are supported by the company.

    Pros And Cons


    • Offers lower rates for refinancing
    • Great deals for repossessed vehicles
    • Longer terms


    • Only residents in the area are qualified
    • A lower credit score may cause disapproval for an auto loan

    Is Barksdale Federal Credit Union right for you?

    Barksdale Federal Credit Union is a committed company to its clients. It aims to provide financial services and products to its clients that would help them achieve economic prosperity. It also offers competitive auto loan deals, including refinancing and repossessed vehicle deals on sale. Yet, those deals and offers are only available to specific people in one of the places of its scope.

    Another great option is Consumer Credit Union. It offers favorable deals to its clients, with services and products that provides no restriction when it comes to one’s area of residency. It has connections to different dealers spread around the country, making everyone eligible to apply for its auto loan services.